Collaborators »

Lending Link - An Alternative to Payday Loans

Lending Link provides responsive financial coaching coupled with affordable, alternative loans.

We support low- to moderate-income individuals and households by addressing two critical community voids:

  • Education and coaching to promote long-term financial stability
  • Access to low-cost capital to increase financial self-sufficiency and security

Problems at both the individual and systems levels are causing difficult financial situations, including:

  • lack of access to mainstream forms of credit
  • lack of basic financial knowledge
  • stigma and embarrassment
  • lack of livable wages
  • income inequality
  • banking industry changes and the convenience of alternative financial services such as payday lenders.

Our programs and services strive to:

  • Teach basic financial and debt management
  • Transition clients away from payday and other predatory lenders
  • Guide clients to achieve long-term financial health through low interest rates and longer terms for repayment